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	    |  The advantages offered by
 T/O/P BANKINGPLUS
 
  T/O/P BANKINGPLUS will strengthen your strategic competitive advantage as a result of:
 
 Investment Flexibility
 |  |  |  | A flexible licence policy, oriented towards the user's needs and business results, will contribute to significant cost reductions |  |  | An almost operator free operation provides your bank with clear savings in the area of IT operational costs |  |  | 
 Efficiency
 |  |  |  | Our team supported by T/O/P BANKING's flexible system-architecture guarantees quick responsiveness to individual requirements |  |  | The Straight-Through-Processing (STP) and a single data entry strategy allows for even further cost savings |  |  | The implementation of T/O/P BANKINGPLUS is straightforward and the application source code is available as well as an outsourcing option |  |  | 
 Reliability and Availability
 |  |  |  | The solution is secure (4 Eye Principle, effective system access control) |  |  | The system is extremely stable and reliable e.g. <0.01% system down time in more than 50 customer operation years, available 24 hours. |  |  | 
 
 
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